LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,141
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,514
−HK$1,395/mo
Today · 4.125%
HK$46,909
baseline
▲ 0.50% · 4.625%
HK$49,763
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,818/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,107
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,424
−HK$1,336/mo
Today · 4.125%
HK$51,760
baseline
▲ 0.50% · 4.625%
HK$54,488
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,520/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,969
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,617
−HK$1,674/mo
Today · 4.125%
HK$56,291
baseline
▲ 0.50% · 4.625%
HK$59,716
+HK$3,425/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,582/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,928
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,508
−HK$1,604/mo
Today · 4.125%
HK$62,112
baseline
▲ 0.50% · 4.625%
HK$65,386
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,224/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,798
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,720
−HK$1,953/mo
Today · 4.125%
HK$65,673
baseline
▲ 0.50% · 4.625%
HK$69,669
+HK$3,996/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,346/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,749
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,593
−HK$1,870/mo
Today · 4.125%
HK$72,463
baseline
▲ 0.50% · 4.625%
HK$76,283
+HK$3,820/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,926/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,454
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,925
−HK$2,511/mo
Today · 4.125%
HK$84,436
baseline
▲ 0.50% · 4.625%
HK$89,574
+HK$5,138/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,872/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,392
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,762
−HK$2,405/mo
Today · 4.125%
HK$93,167
baseline
▲ 0.50% · 4.625%
HK$98,078
+HK$4,911/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,334/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,924 · Scale 2, in force from 26 Feb 2026)