LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,144
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,517
−HK$1,395/mo
Today · 4.125%
HK$46,912
baseline
▲ 0.50% · 4.625%
HK$49,767
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,824/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$725,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,110
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,427
−HK$1,336/mo
Today · 4.125%
HK$51,763
baseline
▲ 0.50% · 4.625%
HK$54,492
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,526/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$725,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,973
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,621
−HK$1,674/mo
Today · 4.125%
HK$56,295
baseline
▲ 0.50% · 4.625%
HK$59,720
+HK$3,425/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$112,590/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,932
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,512
−HK$1,604/mo
Today · 4.125%
HK$62,116
baseline
▲ 0.50% · 4.625%
HK$65,390
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$124,232/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,802
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,724
−HK$1,953/mo
Today · 4.125%
HK$65,677
baseline
▲ 0.50% · 4.625%
HK$69,674
+HK$3,997/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,354/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,754
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,598
−HK$1,870/mo
Today · 4.125%
HK$72,468
baseline
▲ 0.50% · 4.625%
HK$76,288
+HK$3,820/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,936/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,459
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,931
−HK$2,511/mo
Today · 4.125%
HK$84,442
baseline
▲ 0.50% · 4.625%
HK$89,580
+HK$5,138/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,884/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,398
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,769
−HK$2,405/mo
Today · 4.125%
HK$93,174
baseline
▲ 0.50% · 4.625%
HK$98,085
+HK$4,911/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,348/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,974 · Scale 2, in force from 26 Feb 2026)