LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,145
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,518
−HK$1,395/mo
Today · 4.125%
HK$46,913
baseline
▲ 0.50% · 4.625%
HK$49,767
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,826/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$725,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,110
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,427
−HK$1,337/mo
Today · 4.125%
HK$51,764
baseline
▲ 0.50% · 4.625%
HK$54,492
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,528/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$725,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,973
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,621
−HK$1,674/mo
Today · 4.125%
HK$56,295
baseline
▲ 0.50% · 4.625%
HK$59,721
+HK$3,426/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$112,590/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,932
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,513
−HK$1,603/mo
Today · 4.125%
HK$62,116
baseline
▲ 0.50% · 4.625%
HK$65,391
+HK$3,275/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$124,232/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,802
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,725
−HK$1,953/mo
Today · 4.125%
HK$65,678
baseline
▲ 0.50% · 4.625%
HK$69,674
+HK$3,996/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,356/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,755
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,598
−HK$1,871/mo
Today · 4.125%
HK$72,469
baseline
▲ 0.50% · 4.625%
HK$76,289
+HK$3,820/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,938/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,460
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,932
−HK$2,511/mo
Today · 4.125%
HK$84,443
baseline
▲ 0.50% · 4.625%
HK$89,581
+HK$5,138/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,886/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,399
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,769
−HK$2,406/mo
Today · 4.125%
HK$93,175
baseline
▲ 0.50% · 4.625%
HK$98,086
+HK$4,911/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,350/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,981 · Scale 2, in force from 26 Feb 2026)