LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,146
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,519
−HK$1,396/mo
Today · 4.125%
HK$46,915
baseline
▲ 0.50% · 4.625%
HK$49,769
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,830/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,112
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,429
−HK$1,337/mo
Today · 4.125%
HK$51,766
baseline
▲ 0.50% · 4.625%
HK$54,494
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,532/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,976
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,623
−HK$1,675/mo
Today · 4.125%
HK$56,298
baseline
▲ 0.50% · 4.625%
HK$59,723
+HK$3,425/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$112,596/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,935
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,515
−HK$1,604/mo
Today · 4.125%
HK$62,119
baseline
▲ 0.50% · 4.625%
HK$65,393
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$124,238/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,805
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,727
−HK$1,954/mo
Today · 4.125%
HK$65,681
baseline
▲ 0.50% · 4.625%
HK$69,677
+HK$3,996/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,362/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,757
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,601
−HK$1,871/mo
Today · 4.125%
HK$72,472
baseline
▲ 0.50% · 4.625%
HK$76,292
+HK$3,820/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,944/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,463
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,935
−HK$2,511/mo
Today · 4.125%
HK$84,446
baseline
▲ 0.50% · 4.625%
HK$89,585
+HK$5,139/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,892/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,402
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,773
−HK$2,405/mo
Today · 4.125%
HK$93,178
baseline
▲ 0.50% · 4.625%
HK$98,090
+HK$4,912/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,356/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,009 · Scale 2, in force from 26 Feb 2026)