LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,147
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,520
−HK$1,395/mo
Today · 4.125%
HK$46,915
baseline
▲ 0.50% · 4.625%
HK$49,770
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,830/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,113
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,430
−HK$1,336/mo
Today · 4.125%
HK$51,766
baseline
▲ 0.50% · 4.625%
HK$54,495
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,532/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,976
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,624
−HK$1,674/mo
Today · 4.125%
HK$56,298
baseline
▲ 0.50% · 4.625%
HK$59,724
+HK$3,426/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$112,596/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,936
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,516
−HK$1,604/mo
Today · 4.125%
HK$62,120
baseline
▲ 0.50% · 4.625%
HK$65,394
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$124,240/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,806
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,728
−HK$1,953/mo
Today · 4.125%
HK$65,681
baseline
▲ 0.50% · 4.625%
HK$69,678
+HK$3,997/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,362/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,758
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,602
−HK$1,871/mo
Today · 4.125%
HK$72,473
baseline
▲ 0.50% · 4.625%
HK$76,293
+HK$3,820/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,946/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,464
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,936
−HK$2,512/mo
Today · 4.125%
HK$84,448
baseline
▲ 0.50% · 4.625%
HK$89,586
+HK$5,138/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,896/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,403
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,774
−HK$2,406/mo
Today · 4.125%
HK$93,180
baseline
▲ 0.50% · 4.625%
HK$98,091
+HK$4,911/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,360/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,019 · Scale 2, in force from 26 Feb 2026)