LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,148
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,521
−HK$1,395/mo
Today · 4.125%
HK$46,916
baseline
▲ 0.50% · 4.625%
HK$49,771
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,832/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,114
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,431
−HK$1,336/mo
Today · 4.125%
HK$51,767
baseline
▲ 0.50% · 4.625%
HK$54,496
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,534/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,977
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,625
−HK$1,674/mo
Today · 4.125%
HK$56,299
baseline
▲ 0.50% · 4.625%
HK$59,725
+HK$3,426/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$112,598/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,937
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,517
−HK$1,604/mo
Today · 4.125%
HK$62,121
baseline
▲ 0.50% · 4.625%
HK$65,395
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$124,242/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,807
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,729
−HK$1,954/mo
Today · 4.125%
HK$65,683
baseline
▲ 0.50% · 4.625%
HK$69,679
+HK$3,996/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,366/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,759
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,603
−HK$1,871/mo
Today · 4.125%
HK$72,474
baseline
▲ 0.50% · 4.625%
HK$76,294
+HK$3,820/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,948/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,466
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,938
−HK$2,511/mo
Today · 4.125%
HK$84,449
baseline
▲ 0.50% · 4.625%
HK$89,588
+HK$5,139/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,898/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,405
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,776
−HK$2,405/mo
Today · 4.125%
HK$93,181
baseline
▲ 0.50% · 4.625%
HK$98,093
+HK$4,912/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,362/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,032 · Scale 2, in force from 26 Feb 2026)