LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,150
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,523
−HK$1,395/mo
Today · 4.125%
HK$46,918
baseline
▲ 0.50% · 4.625%
HK$49,773
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,836/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,116
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,433
−HK$1,337/mo
Today · 4.125%
HK$51,770
baseline
▲ 0.50% · 4.625%
HK$54,498
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,540/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,979
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,627
−HK$1,675/mo
Today · 4.125%
HK$56,302
baseline
▲ 0.50% · 4.625%
HK$59,728
+HK$3,426/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$112,604/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,939
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,520
−HK$1,603/mo
Today · 4.125%
HK$62,123
baseline
▲ 0.50% · 4.625%
HK$65,398
+HK$3,275/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$124,246/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,809
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,732
−HK$1,953/mo
Today · 4.125%
HK$65,685
baseline
▲ 0.50% · 4.625%
HK$69,682
+HK$3,997/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,370/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,762
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,606
−HK$1,871/mo
Today · 4.125%
HK$72,477
baseline
▲ 0.50% · 4.625%
HK$76,298
+HK$3,821/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,954/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,469
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,941
−HK$2,512/mo
Today · 4.125%
HK$84,453
baseline
▲ 0.50% · 4.625%
HK$89,591
+HK$5,138/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,906/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,409
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,780
−HK$2,405/mo
Today · 4.125%
HK$93,185
baseline
▲ 0.50% · 4.625%
HK$98,097
+HK$4,912/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,370/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,063 · Scale 2, in force from 26 Feb 2026)