LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,151
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,525
−HK$1,395/mo
Today · 4.125%
HK$46,920
baseline
▲ 0.50% · 4.625%
HK$49,775
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,840/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,118
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,435
−HK$1,336/mo
Today · 4.125%
HK$51,771
baseline
▲ 0.50% · 4.625%
HK$54,500
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,542/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,981
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,629
−HK$1,675/mo
Today · 4.125%
HK$56,304
baseline
▲ 0.50% · 4.625%
HK$59,730
+HK$3,426/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$112,608/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,941
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,522
−HK$1,604/mo
Today · 4.125%
HK$62,126
baseline
▲ 0.50% · 4.625%
HK$65,400
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.62M · min. income ≈ HK$124,252/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,812
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,734
−HK$1,954/mo
Today · 4.125%
HK$65,688
baseline
▲ 0.50% · 4.625%
HK$69,685
+HK$3,997/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,376/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,765
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,609
−HK$1,871/mo
Today · 4.125%
HK$72,480
baseline
▲ 0.50% · 4.625%
HK$76,300
+HK$3,820/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,960/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$726,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,472
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,944
−HK$2,512/mo
Today · 4.125%
HK$84,456
baseline
▲ 0.50% · 4.625%
HK$89,595
+HK$5,139/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,912/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,412
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,783
−HK$2,406/mo
Today · 4.125%
HK$93,189
baseline
▲ 0.50% · 4.625%
HK$98,101
+HK$4,912/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,378/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,089 · Scale 2, in force from 26 Feb 2026)