LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,153
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,526
−HK$1,395/mo
Today · 4.125%
HK$46,921
baseline
▲ 0.50% · 4.625%
HK$49,776
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,842/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,119
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,437
−HK$1,336/mo
Today · 4.125%
HK$51,773
baseline
▲ 0.50% · 4.625%
HK$54,502
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,546/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,983
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,631
−HK$1,675/mo
Today · 4.125%
HK$56,306
baseline
▲ 0.50% · 4.625%
HK$59,732
+HK$3,426/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,612/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,943
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,524
−HK$1,604/mo
Today · 4.125%
HK$62,128
baseline
▲ 0.50% · 4.625%
HK$65,402
+HK$3,274/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,256/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,814
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,736
−HK$1,954/mo
Today · 4.125%
HK$65,690
baseline
▲ 0.50% · 4.625%
HK$69,687
+HK$3,997/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,380/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,767
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,611
−HK$1,871/mo
Today · 4.125%
HK$72,482
baseline
▲ 0.50% · 4.625%
HK$76,303
+HK$3,821/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,964/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,475
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,947
−HK$2,511/mo
Today · 4.125%
HK$84,458
baseline
▲ 0.50% · 4.625%
HK$89,597
+HK$5,139/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,916/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,415
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,786
−HK$2,405/mo
Today · 4.125%
HK$93,191
baseline
▲ 0.50% · 4.625%
HK$98,104
+HK$4,913/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,382/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,112 · Scale 2, in force from 26 Feb 2026)