LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,155
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,528
−HK$1,396/mo
Today · 4.125%
HK$46,924
baseline
▲ 0.50% · 4.625%
HK$49,779
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,848/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,122
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,439
−HK$1,337/mo
Today · 4.125%
HK$51,776
baseline
▲ 0.50% · 4.625%
HK$54,505
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,552/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,986
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,634
−HK$1,674/mo
Today · 4.125%
HK$56,308
baseline
▲ 0.50% · 4.625%
HK$59,735
+HK$3,427/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,616/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,946
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,527
−HK$1,604/mo
Today · 4.125%
HK$62,131
baseline
▲ 0.50% · 4.625%
HK$65,406
+HK$3,275/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,262/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,817
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,740
−HK$1,953/mo
Today · 4.125%
HK$65,693
baseline
▲ 0.50% · 4.625%
HK$69,690
+HK$3,997/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,386/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,770
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,615
−HK$1,871/mo
Today · 4.125%
HK$72,486
baseline
▲ 0.50% · 4.625%
HK$76,307
+HK$3,821/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,972/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,479
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,951
−HK$2,512/mo
Today · 4.125%
HK$84,463
baseline
▲ 0.50% · 4.625%
HK$89,602
+HK$5,139/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,926/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,419
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,790
−HK$2,406/mo
Today · 4.125%
HK$93,196
baseline
▲ 0.50% · 4.625%
HK$98,109
+HK$4,913/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,392/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,149 · Scale 2, in force from 26 Feb 2026)