LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,156
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,530
−HK$1,395/mo
Today · 4.125%
HK$46,925
baseline
▲ 0.50% · 4.625%
HK$49,780
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,850/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,123
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,441
−HK$1,336/mo
Today · 4.125%
HK$51,777
baseline
▲ 0.50% · 4.625%
HK$54,506
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,554/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,987
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,635
−HK$1,675/mo
Today · 4.125%
HK$56,310
baseline
▲ 0.50% · 4.625%
HK$59,736
+HK$3,426/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,620/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,948
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,529
−HK$1,604/mo
Today · 4.125%
HK$62,133
baseline
▲ 0.50% · 4.625%
HK$65,408
+HK$3,275/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,266/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,818
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,741
−HK$1,954/mo
Today · 4.125%
HK$65,695
baseline
▲ 0.50% · 4.625%
HK$69,692
+HK$3,997/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,390/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,772
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,617
−HK$1,871/mo
Today · 4.125%
HK$72,488
baseline
▲ 0.50% · 4.625%
HK$76,309
+HK$3,821/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$144,976/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,481
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,953
−HK$2,512/mo
Today · 4.125%
HK$84,465
baseline
▲ 0.50% · 4.625%
HK$89,605
+HK$5,140/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,930/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,422
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,793
−HK$2,406/mo
Today · 4.125%
HK$93,199
baseline
▲ 0.50% · 4.625%
HK$98,111
+HK$4,912/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,398/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,170 · Scale 2, in force from 26 Feb 2026)