LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,157
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,530
−HK$1,396/mo
Today · 4.125%
HK$46,926
baseline
▲ 0.50% · 4.625%
HK$49,781
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,852/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,124
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,441
−HK$1,337/mo
Today · 4.125%
HK$51,778
baseline
▲ 0.50% · 4.625%
HK$54,507
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,556/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,988
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,636
−HK$1,675/mo
Today · 4.125%
HK$56,311
baseline
▲ 0.50% · 4.625%
HK$59,737
+HK$3,426/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,622/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,949
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,530
−HK$1,604/mo
Today · 4.125%
HK$62,134
baseline
▲ 0.50% · 4.625%
HK$65,409
+HK$3,275/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,268/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,820
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,742
−HK$1,954/mo
Today · 4.125%
HK$65,696
baseline
▲ 0.50% · 4.625%
HK$69,694
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,392/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,774
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,618
−HK$1,871/mo
Today · 4.125%
HK$72,489
baseline
▲ 0.50% · 4.625%
HK$76,310
+HK$3,821/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$144,978/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,482
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,955
−HK$2,512/mo
Today · 4.125%
HK$84,467
baseline
▲ 0.50% · 4.625%
HK$89,606
+HK$5,139/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,934/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,423
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,795
−HK$2,405/mo
Today · 4.125%
HK$93,200
baseline
▲ 0.50% · 4.625%
HK$98,113
+HK$4,913/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,400/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,182 · Scale 2, in force from 26 Feb 2026)