LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,158
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,531
−HK$1,396/mo
Today · 4.125%
HK$46,927
baseline
▲ 0.50% · 4.625%
HK$49,782
+HK$2,855/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,854/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,125
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,442
−HK$1,337/mo
Today · 4.125%
HK$51,779
baseline
▲ 0.50% · 4.625%
HK$54,508
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,558/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,989
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,637
−HK$1,675/mo
Today · 4.125%
HK$56,312
baseline
▲ 0.50% · 4.625%
HK$59,738
+HK$3,426/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,624/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,950
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,531
−HK$1,604/mo
Today · 4.125%
HK$62,135
baseline
▲ 0.50% · 4.625%
HK$65,410
+HK$3,275/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,270/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,821
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,744
−HK$1,953/mo
Today · 4.125%
HK$65,697
baseline
▲ 0.50% · 4.625%
HK$69,695
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,394/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,775
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,619
−HK$1,871/mo
Today · 4.125%
HK$72,490
baseline
▲ 0.50% · 4.625%
HK$76,312
+HK$3,822/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$144,980/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,484
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,956
−HK$2,512/mo
Today · 4.125%
HK$84,468
baseline
▲ 0.50% · 4.625%
HK$89,608
+HK$5,140/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,936/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,425
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,796
−HK$2,406/mo
Today · 4.125%
HK$93,202
baseline
▲ 0.50% · 4.625%
HK$98,115
+HK$4,913/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,404/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,195 · Scale 2, in force from 26 Feb 2026)