LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,162
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,535
−HK$1,396/mo
Today · 4.125%
HK$46,931
baseline
▲ 0.50% · 4.625%
HK$49,787
+HK$2,856/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,862/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,129
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,447
−HK$1,337/mo
Today · 4.125%
HK$51,784
baseline
▲ 0.50% · 4.625%
HK$54,513
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,568/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,994
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,642
−HK$1,675/mo
Today · 4.125%
HK$56,317
baseline
▲ 0.50% · 4.625%
HK$59,744
+HK$3,427/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,634/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,955
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,536
−HK$1,605/mo
Today · 4.125%
HK$62,141
baseline
▲ 0.50% · 4.625%
HK$65,416
+HK$3,275/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,282/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,826
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,750
−HK$1,953/mo
Today · 4.125%
HK$65,703
baseline
▲ 0.50% · 4.625%
HK$69,701
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,406/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,781
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,626
−HK$1,871/mo
Today · 4.125%
HK$72,497
baseline
▲ 0.50% · 4.625%
HK$76,319
+HK$3,822/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$144,994/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,491
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,964
−HK$2,512/mo
Today · 4.125%
HK$84,476
baseline
▲ 0.50% · 4.625%
HK$89,616
+HK$5,140/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,952/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,433
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,805
−HK$2,406/mo
Today · 4.125%
HK$93,211
baseline
▲ 0.50% · 4.625%
HK$98,124
+HK$4,913/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,422/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,263 · Scale 2, in force from 26 Feb 2026)