LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,164
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,538
−HK$1,395/mo
Today · 4.125%
HK$46,933
baseline
▲ 0.50% · 4.625%
HK$49,789
+HK$2,856/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,866/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,132
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,450
−HK$1,336/mo
Today · 4.125%
HK$51,786
baseline
▲ 0.50% · 4.625%
HK$54,516
+HK$2,730/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,572/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,997
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,645
−HK$1,675/mo
Today · 4.125%
HK$56,320
baseline
▲ 0.50% · 4.625%
HK$59,747
+HK$3,427/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,640/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,958
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,539
−HK$1,605/mo
Today · 4.125%
HK$62,144
baseline
▲ 0.50% · 4.625%
HK$65,419
+HK$3,275/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,288/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,829
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,753
−HK$1,954/mo
Today · 4.125%
HK$65,707
baseline
▲ 0.50% · 4.625%
HK$69,705
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,414/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,785
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,629
−HK$1,872/mo
Today · 4.125%
HK$72,501
baseline
▲ 0.50% · 4.625%
HK$76,322
+HK$3,821/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,002/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,495
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,968
−HK$2,512/mo
Today · 4.125%
HK$84,480
baseline
▲ 0.50% · 4.625%
HK$89,620
+HK$5,140/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,960/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,437
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,809
−HK$2,406/mo
Today · 4.125%
HK$93,215
baseline
▲ 0.50% · 4.625%
HK$98,129
+HK$4,914/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,430/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,299 · Scale 2, in force from 26 Feb 2026)