LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,164
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,538
−HK$1,396/mo
Today · 4.125%
HK$46,934
baseline
▲ 0.50% · 4.625%
HK$49,790
+HK$2,856/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,868/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,132
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,450
−HK$1,337/mo
Today · 4.125%
HK$51,787
baseline
▲ 0.50% · 4.625%
HK$54,517
+HK$2,730/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,574/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,997
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,646
−HK$1,675/mo
Today · 4.125%
HK$56,321
baseline
▲ 0.50% · 4.625%
HK$59,747
+HK$3,426/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,642/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,959
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,540
−HK$1,604/mo
Today · 4.125%
HK$62,144
baseline
▲ 0.50% · 4.625%
HK$65,420
+HK$3,276/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,288/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,830
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,753
−HK$1,954/mo
Today · 4.125%
HK$65,707
baseline
▲ 0.50% · 4.625%
HK$69,705
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,414/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,785
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,630
−HK$1,871/mo
Today · 4.125%
HK$72,501
baseline
▲ 0.50% · 4.625%
HK$76,323
+HK$3,822/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,002/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,496
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,968
−HK$2,513/mo
Today · 4.125%
HK$84,481
baseline
▲ 0.50% · 4.625%
HK$89,621
+HK$5,140/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,962/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,438
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,810
−HK$2,406/mo
Today · 4.125%
HK$93,216
baseline
▲ 0.50% · 4.625%
HK$98,130
+HK$4,914/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,432/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,305 · Scale 2, in force from 26 Feb 2026)