LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,165
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,539
−HK$1,395/mo
Today · 4.125%
HK$46,934
baseline
▲ 0.50% · 4.625%
HK$49,790
+HK$2,856/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,868/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,133
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,451
−HK$1,336/mo
Today · 4.125%
HK$51,787
baseline
▲ 0.50% · 4.625%
HK$54,517
+HK$2,730/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,574/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,998
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,646
−HK$1,675/mo
Today · 4.125%
HK$56,321
baseline
▲ 0.50% · 4.625%
HK$59,748
+HK$3,427/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,642/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,960
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,541
−HK$1,604/mo
Today · 4.125%
HK$62,145
baseline
▲ 0.50% · 4.625%
HK$65,421
+HK$3,276/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,290/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,831
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,754
−HK$1,954/mo
Today · 4.125%
HK$65,708
baseline
▲ 0.50% · 4.625%
HK$69,706
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,416/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,786
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,631
−HK$1,871/mo
Today · 4.125%
HK$72,502
baseline
▲ 0.50% · 4.625%
HK$76,324
+HK$3,822/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,004/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,497
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,970
−HK$2,512/mo
Today · 4.125%
HK$84,482
baseline
▲ 0.50% · 4.625%
HK$89,622
+HK$5,140/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,964/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,439
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,811
−HK$2,406/mo
Today · 4.125%
HK$93,217
baseline
▲ 0.50% · 4.625%
HK$98,131
+HK$4,914/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,434/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,314 · Scale 2, in force from 26 Feb 2026)