LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,165
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,539
−HK$1,396/mo
Today · 4.125%
HK$46,935
baseline
▲ 0.50% · 4.625%
HK$49,791
+HK$2,856/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,870/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,133
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,451
−HK$1,337/mo
Today · 4.125%
HK$51,788
baseline
▲ 0.50% · 4.625%
HK$54,518
+HK$2,730/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,576/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,998
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,647
−HK$1,675/mo
Today · 4.125%
HK$56,322
baseline
▲ 0.50% · 4.625%
HK$59,749
+HK$3,427/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,644/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,960
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,541
−HK$1,604/mo
Today · 4.125%
HK$62,145
baseline
▲ 0.50% · 4.625%
HK$65,421
+HK$3,276/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,290/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,831
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,755
−HK$1,954/mo
Today · 4.125%
HK$65,709
baseline
▲ 0.50% · 4.625%
HK$69,707
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,418/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,787
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,632
−HK$1,871/mo
Today · 4.125%
HK$72,503
baseline
▲ 0.50% · 4.625%
HK$76,325
+HK$3,822/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,006/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,497
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,970
−HK$2,513/mo
Today · 4.125%
HK$84,483
baseline
▲ 0.50% · 4.625%
HK$89,623
+HK$5,140/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,966/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,440
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,812
−HK$2,406/mo
Today · 4.125%
HK$93,218
baseline
▲ 0.50% · 4.625%
HK$98,132
+HK$4,914/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,436/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,321 · Scale 2, in force from 26 Feb 2026)