LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,167
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$45,540
−HK$1,396/mo
Today · 4.125%
HK$46,936
baseline
▲ 0.50% · 4.625%
HK$49,792
+HK$2,856/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,872/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,135
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,453
−HK$1,337/mo
Today · 4.125%
HK$51,790
baseline
▲ 0.50% · 4.625%
HK$54,519
+HK$2,729/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,580/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,000
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,649
−HK$1,675/mo
Today · 4.125%
HK$56,324
baseline
▲ 0.50% · 4.625%
HK$59,751
+HK$3,427/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,648/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,962
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,543
−HK$1,604/mo
Today · 4.125%
HK$62,147
baseline
▲ 0.50% · 4.625%
HK$65,423
+HK$3,276/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,294/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,833
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,757
−HK$1,954/mo
Today · 4.125%
HK$65,711
baseline
▲ 0.50% · 4.625%
HK$69,709
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,422/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,789
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,634
−HK$1,871/mo
Today · 4.125%
HK$72,505
baseline
▲ 0.50% · 4.625%
HK$76,327
+HK$3,822/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,010/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,500
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,973
−HK$2,512/mo
Today · 4.125%
HK$84,485
baseline
▲ 0.50% · 4.625%
HK$89,626
+HK$5,141/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,970/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,443
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,815
−HK$2,406/mo
Today · 4.125%
HK$93,221
baseline
▲ 0.50% · 4.625%
HK$98,135
+HK$4,914/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,442/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,344 · Scale 2, in force from 26 Feb 2026)