LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,167
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,541
−HK$1,396/mo
Today · 4.125%
HK$46,937
baseline
▲ 0.50% · 4.625%
HK$49,793
+HK$2,856/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,874/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,136
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$50,454
−HK$1,336/mo
Today · 4.125%
HK$51,790
baseline
▲ 0.50% · 4.625%
HK$54,520
+HK$2,730/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,580/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,001
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,649
−HK$1,675/mo
Today · 4.125%
HK$56,324
baseline
▲ 0.50% · 4.625%
HK$59,752
+HK$3,428/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,648/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,963
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,544
−HK$1,604/mo
Today · 4.125%
HK$62,148
baseline
▲ 0.50% · 4.625%
HK$65,424
+HK$3,276/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,296/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$726,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,834
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,758
−HK$1,954/mo
Today · 4.125%
HK$65,712
baseline
▲ 0.50% · 4.625%
HK$69,710
+HK$3,998/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,424/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,790
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,635
−HK$1,872/mo
Today · 4.125%
HK$72,507
baseline
▲ 0.50% · 4.625%
HK$76,328
+HK$3,821/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,014/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,501
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,974
−HK$2,513/mo
Today · 4.125%
HK$84,487
baseline
▲ 0.50% · 4.625%
HK$89,627
+HK$5,140/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,974/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,444
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,816
−HK$2,407/mo
Today · 4.125%
HK$93,223
baseline
▲ 0.50% · 4.625%
HK$98,137
+HK$4,914/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,446/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,355 · Scale 2, in force from 26 Feb 2026)