LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,172
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,547
−HK$1,395/mo
Today · 4.125%
HK$46,942
baseline
▲ 0.50% · 4.625%
HK$49,799
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,884/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,141
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,459
−HK$1,337/mo
Today · 4.125%
HK$51,796
baseline
▲ 0.50% · 4.625%
HK$54,527
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,592/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,007
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,656
−HK$1,675/mo
Today · 4.125%
HK$56,331
baseline
▲ 0.50% · 4.625%
HK$59,759
+HK$3,428/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,662/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,970
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,551
−HK$1,605/mo
Today · 4.125%
HK$62,156
baseline
▲ 0.50% · 4.625%
HK$65,432
+HK$3,276/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,312/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,841
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,765
−HK$1,954/mo
Today · 4.125%
HK$65,719
baseline
▲ 0.50% · 4.625%
HK$69,718
+HK$3,999/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,438/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,798
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,643
−HK$1,872/mo
Today · 4.125%
HK$72,515
baseline
▲ 0.50% · 4.625%
HK$76,337
+HK$3,822/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,030/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,510
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,984
−HK$2,512/mo
Today · 4.125%
HK$84,496
baseline
▲ 0.50% · 4.625%
HK$89,638
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$168,992/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,455
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,827
−HK$2,407/mo
Today · 4.125%
HK$93,234
baseline
▲ 0.50% · 4.625%
HK$98,148
+HK$4,914/mo
Deposit HK$1.94M · loan HK$17.43M · min. income ≈ HK$186,468/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,440 · Scale 2, in force from 26 Feb 2026)