LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,174
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,548
−HK$1,396/mo
Today · 4.125%
HK$46,944
baseline
▲ 0.50% · 4.625%
HK$49,801
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,888/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,143
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,461
−HK$1,337/mo
Today · 4.125%
HK$51,798
baseline
▲ 0.50% · 4.625%
HK$54,529
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,596/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,009
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,658
−HK$1,675/mo
Today · 4.125%
HK$56,333
baseline
▲ 0.50% · 4.625%
HK$59,761
+HK$3,428/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,666/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,972
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,553
−HK$1,605/mo
Today · 4.125%
HK$62,158
baseline
▲ 0.50% · 4.625%
HK$65,434
+HK$3,276/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,316/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,844
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,767
−HK$1,955/mo
Today · 4.125%
HK$65,722
baseline
▲ 0.50% · 4.625%
HK$69,721
+HK$3,999/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,444/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,800
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,646
−HK$1,871/mo
Today · 4.125%
HK$72,517
baseline
▲ 0.50% · 4.625%
HK$76,340
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,034/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,513
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,986
−HK$2,513/mo
Today · 4.125%
HK$84,499
baseline
▲ 0.50% · 4.625%
HK$89,641
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$168,998/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,458
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,830
−HK$2,407/mo
Today · 4.125%
HK$93,237
baseline
▲ 0.50% · 4.625%
HK$98,151
+HK$4,914/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,474/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,465 · Scale 2, in force from 26 Feb 2026)