LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,176
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,550
−HK$1,396/mo
Today · 4.125%
HK$46,946
baseline
▲ 0.50% · 4.625%
HK$49,803
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,892/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,145
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,464
−HK$1,337/mo
Today · 4.125%
HK$51,801
baseline
▲ 0.50% · 4.625%
HK$54,531
+HK$2,730/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,602/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,011
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,660
−HK$1,676/mo
Today · 4.125%
HK$56,336
baseline
▲ 0.50% · 4.625%
HK$59,763
+HK$3,427/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,672/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,975
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,556
−HK$1,605/mo
Today · 4.125%
HK$62,161
baseline
▲ 0.50% · 4.625%
HK$65,437
+HK$3,276/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,322/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,847
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,770
−HK$1,955/mo
Today · 4.125%
HK$65,725
baseline
▲ 0.50% · 4.625%
HK$69,724
+HK$3,999/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,450/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,804
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,649
−HK$1,872/mo
Today · 4.125%
HK$72,521
baseline
▲ 0.50% · 4.625%
HK$76,344
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,042/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,517
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,990
−HK$2,513/mo
Today · 4.125%
HK$84,503
baseline
▲ 0.50% · 4.625%
HK$89,645
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,006/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,462
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,834
−HK$2,407/mo
Today · 4.125%
HK$93,241
baseline
▲ 0.50% · 4.625%
HK$98,156
+HK$4,915/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,482/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,500 · Scale 2, in force from 26 Feb 2026)