LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,177
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,551
−HK$1,396/mo
Today · 4.125%
HK$46,947
baseline
▲ 0.50% · 4.625%
HK$49,804
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,894/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,147
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,465
−HK$1,337/mo
Today · 4.125%
HK$51,802
baseline
▲ 0.50% · 4.625%
HK$54,532
+HK$2,730/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,604/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,013
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,662
−HK$1,675/mo
Today · 4.125%
HK$56,337
baseline
▲ 0.50% · 4.625%
HK$59,765
+HK$3,428/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,674/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,976
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,558
−HK$1,604/mo
Today · 4.125%
HK$62,162
baseline
▲ 0.50% · 4.625%
HK$65,439
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,324/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,848
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,772
−HK$1,954/mo
Today · 4.125%
HK$65,726
baseline
▲ 0.50% · 4.625%
HK$69,726
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,452/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,805
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,651
−HK$1,872/mo
Today · 4.125%
HK$72,523
baseline
▲ 0.50% · 4.625%
HK$76,345
+HK$3,822/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,046/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,519
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,992
−HK$2,513/mo
Today · 4.125%
HK$84,505
baseline
▲ 0.50% · 4.625%
HK$89,647
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,010/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,464
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,836
−HK$2,407/mo
Today · 4.125%
HK$93,243
baseline
▲ 0.50% · 4.625%
HK$98,158
+HK$4,915/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,486/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,516 · Scale 2, in force from 26 Feb 2026)