LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,178
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,552
−HK$1,396/mo
Today · 4.125%
HK$46,948
baseline
▲ 0.50% · 4.625%
HK$49,805
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,896/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,147
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,465
−HK$1,338/mo
Today · 4.125%
HK$51,803
baseline
▲ 0.50% · 4.625%
HK$54,533
+HK$2,730/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,606/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,013
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,662
−HK$1,676/mo
Today · 4.125%
HK$56,338
baseline
▲ 0.50% · 4.625%
HK$59,766
+HK$3,428/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,676/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,977
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,559
−HK$1,604/mo
Today · 4.125%
HK$62,163
baseline
▲ 0.50% · 4.625%
HK$65,440
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,326/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,849
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,773
−HK$1,954/mo
Today · 4.125%
HK$65,727
baseline
▲ 0.50% · 4.625%
HK$69,727
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,454/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,806
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,652
−HK$1,872/mo
Today · 4.125%
HK$72,524
baseline
▲ 0.50% · 4.625%
HK$76,347
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,048/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,520
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$81,994
−HK$2,513/mo
Today · 4.125%
HK$84,507
baseline
▲ 0.50% · 4.625%
HK$89,649
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,014/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,465
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,838
−HK$2,407/mo
Today · 4.125%
HK$93,245
baseline
▲ 0.50% · 4.625%
HK$98,160
+HK$4,915/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,490/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,527 · Scale 2, in force from 26 Feb 2026)