LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,179
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$45,553
−HK$1,396/mo
Today · 4.125%
HK$46,949
baseline
▲ 0.50% · 4.625%
HK$49,806
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,898/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,148
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,466
−HK$1,338/mo
Today · 4.125%
HK$51,804
baseline
▲ 0.50% · 4.625%
HK$54,534
+HK$2,730/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,608/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,014
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,663
−HK$1,676/mo
Today · 4.125%
HK$56,339
baseline
▲ 0.50% · 4.625%
HK$59,767
+HK$3,428/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$112,678/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,978
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,560
−HK$1,604/mo
Today · 4.125%
HK$62,164
baseline
▲ 0.50% · 4.625%
HK$65,441
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.62M · min. income ≈ HK$124,328/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,850
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,774
−HK$1,955/mo
Today · 4.125%
HK$65,729
baseline
▲ 0.50% · 4.625%
HK$69,728
+HK$3,999/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,458/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,807
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,653
−HK$1,872/mo
Today · 4.125%
HK$72,525
baseline
▲ 0.50% · 4.625%
HK$76,348
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,050/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,521
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$81,995
−HK$2,513/mo
Today · 4.125%
HK$84,508
baseline
▲ 0.50% · 4.625%
HK$89,650
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,016/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,467
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,839
−HK$2,407/mo
Today · 4.125%
HK$93,246
baseline
▲ 0.50% · 4.625%
HK$98,162
+HK$4,916/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,492/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,540 · Scale 2, in force from 26 Feb 2026)