LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,181
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,555
−HK$1,397/mo
Today · 4.125%
HK$46,952
baseline
▲ 0.50% · 4.625%
HK$49,808
+HK$2,856/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,904/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,151
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,469
−HK$1,337/mo
Today · 4.125%
HK$51,806
baseline
▲ 0.50% · 4.625%
HK$54,537
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,612/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,017
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,666
−HK$1,676/mo
Today · 4.125%
HK$56,342
baseline
▲ 0.50% · 4.625%
HK$59,770
+HK$3,428/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,684/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,981
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,563
−HK$1,605/mo
Today · 4.125%
HK$62,168
baseline
▲ 0.50% · 4.625%
HK$65,445
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,336/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,853
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,777
−HK$1,955/mo
Today · 4.125%
HK$65,732
baseline
▲ 0.50% · 4.625%
HK$69,732
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,464/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,811
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,657
−HK$1,872/mo
Today · 4.125%
HK$72,529
baseline
▲ 0.50% · 4.625%
HK$76,352
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,058/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,526
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$81,999
−HK$2,514/mo
Today · 4.125%
HK$84,513
baseline
▲ 0.50% · 4.625%
HK$89,655
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,026/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,472
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,844
−HK$2,407/mo
Today · 4.125%
HK$93,251
baseline
▲ 0.50% · 4.625%
HK$98,167
+HK$4,916/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,502/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,579 · Scale 2, in force from 26 Feb 2026)