LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,181
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,556
−HK$1,396/mo
Today · 4.125%
HK$46,952
baseline
▲ 0.50% · 4.625%
HK$49,809
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,904/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,151
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,470
−HK$1,337/mo
Today · 4.125%
HK$51,807
baseline
▲ 0.50% · 4.625%
HK$54,538
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,614/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,018
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,667
−HK$1,675/mo
Today · 4.125%
HK$56,342
baseline
▲ 0.50% · 4.625%
HK$59,771
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,684/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,982
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,564
−HK$1,604/mo
Today · 4.125%
HK$62,168
baseline
▲ 0.50% · 4.625%
HK$65,445
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,336/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,854
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,778
−HK$1,955/mo
Today · 4.125%
HK$65,733
baseline
▲ 0.50% · 4.625%
HK$69,732
+HK$3,999/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,466/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,812
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,657
−HK$1,873/mo
Today · 4.125%
HK$72,530
baseline
▲ 0.50% · 4.625%
HK$76,353
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,060/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,527
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$82,000
−HK$2,514/mo
Today · 4.125%
HK$84,514
baseline
▲ 0.50% · 4.625%
HK$89,656
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,028/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,473
−HK$4,779/mo
▼ 0.25% · 3.875%
HK$90,845
−HK$2,407/mo
Today · 4.125%
HK$93,252
baseline
▲ 0.50% · 4.625%
HK$98,168
+HK$4,916/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,504/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,587 · Scale 2, in force from 26 Feb 2026)