LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,182
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,556
−HK$1,397/mo
Today · 4.125%
HK$46,953
baseline
▲ 0.50% · 4.625%
HK$49,810
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,906/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,152
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,470
−HK$1,338/mo
Today · 4.125%
HK$51,808
baseline
▲ 0.50% · 4.625%
HK$54,538
+HK$2,730/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,616/mo (50% DSR)
Upfront cash ≈ HK$10.41M (deposit + AVD stamp duty HK$726,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,018
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,668
−HK$1,675/mo
Today · 4.125%
HK$56,343
baseline
▲ 0.50% · 4.625%
HK$59,772
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,686/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,982
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,564
−HK$1,605/mo
Today · 4.125%
HK$62,169
baseline
▲ 0.50% · 4.625%
HK$65,446
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,338/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,855
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,779
−HK$1,955/mo
Today · 4.125%
HK$65,734
baseline
▲ 0.50% · 4.625%
HK$69,733
+HK$3,999/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,468/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,813
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,658
−HK$1,873/mo
Today · 4.125%
HK$72,531
baseline
▲ 0.50% · 4.625%
HK$76,354
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,062/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,528
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$82,001
−HK$2,514/mo
Today · 4.125%
HK$84,515
baseline
▲ 0.50% · 4.625%
HK$89,657
+HK$5,142/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,030/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,474
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,847
−HK$2,407/mo
Today · 4.125%
HK$93,254
baseline
▲ 0.50% · 4.625%
HK$98,169
+HK$4,915/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,508/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,597 · Scale 2, in force from 26 Feb 2026)