LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,184
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,559
−HK$1,396/mo
Today · 4.125%
HK$46,955
baseline
▲ 0.50% · 4.625%
HK$49,812
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,910/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,155
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,473
−HK$1,337/mo
Today · 4.125%
HK$51,810
baseline
▲ 0.50% · 4.625%
HK$54,541
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,620/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,021
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,671
−HK$1,675/mo
Today · 4.125%
HK$56,346
baseline
▲ 0.50% · 4.625%
HK$59,775
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,692/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,986
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,568
−HK$1,604/mo
Today · 4.125%
HK$62,172
baseline
▲ 0.50% · 4.625%
HK$65,450
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,344/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,858
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,782
−HK$1,955/mo
Today · 4.125%
HK$65,737
baseline
▲ 0.50% · 4.625%
HK$69,737
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,474/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,817
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,662
−HK$1,873/mo
Today · 4.125%
HK$72,535
baseline
▲ 0.50% · 4.625%
HK$76,358
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,070/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,532
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$82,006
−HK$2,513/mo
Today · 4.125%
HK$84,519
baseline
▲ 0.50% · 4.625%
HK$89,662
+HK$5,143/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,038/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,479
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,851
−HK$2,408/mo
Today · 4.125%
HK$93,259
baseline
▲ 0.50% · 4.625%
HK$98,175
+HK$4,916/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,518/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,636 · Scale 2, in force from 26 Feb 2026)