LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,185
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,560
−HK$1,396/mo
Today · 4.125%
HK$46,956
baseline
▲ 0.50% · 4.625%
HK$49,813
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,912/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,156
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,474
−HK$1,337/mo
Today · 4.125%
HK$51,811
baseline
▲ 0.50% · 4.625%
HK$54,542
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,622/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,022
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,671
−HK$1,676/mo
Today · 4.125%
HK$56,347
baseline
▲ 0.50% · 4.625%
HK$59,776
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,694/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,987
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,569
−HK$1,604/mo
Today · 4.125%
HK$62,173
baseline
▲ 0.50% · 4.625%
HK$65,451
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,346/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,859
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,783
−HK$1,955/mo
Today · 4.125%
HK$65,738
baseline
▲ 0.50% · 4.625%
HK$69,738
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,476/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,818
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,663
−HK$1,873/mo
Today · 4.125%
HK$72,536
baseline
▲ 0.50% · 4.625%
HK$76,359
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,072/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,533
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,007
−HK$2,514/mo
Today · 4.125%
HK$84,521
baseline
▲ 0.50% · 4.625%
HK$89,664
+HK$5,143/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,042/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,480
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,853
−HK$2,407/mo
Today · 4.125%
HK$93,260
baseline
▲ 0.50% · 4.625%
HK$98,176
+HK$4,916/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,520/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,648 · Scale 2, in force from 26 Feb 2026)