LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,188
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,562
−HK$1,397/mo
Today · 4.125%
HK$46,959
baseline
▲ 0.50% · 4.625%
HK$49,816
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,918/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,159
−HK$2,655/mo
▼ 0.25% · 3.875%
HK$50,477
−HK$1,337/mo
Today · 4.125%
HK$51,814
baseline
▲ 0.50% · 4.625%
HK$54,546
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,628/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,025
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,675
−HK$1,676/mo
Today · 4.125%
HK$56,351
baseline
▲ 0.50% · 4.625%
HK$59,779
+HK$3,428/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,702/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,990
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,572
−HK$1,605/mo
Today · 4.125%
HK$62,177
baseline
▲ 0.50% · 4.625%
HK$65,455
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,354/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,863
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,787
−HK$1,955/mo
Today · 4.125%
HK$65,742
baseline
▲ 0.50% · 4.625%
HK$69,743
+HK$4,001/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$131,484/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,822
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,668
−HK$1,872/mo
Today · 4.125%
HK$72,540
baseline
▲ 0.50% · 4.625%
HK$76,364
+HK$3,824/mo
Deposit HK$5.81M · loan HK$13.56M · min. income ≈ HK$145,080/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,538
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,012
−HK$2,514/mo
Today · 4.125%
HK$84,526
baseline
▲ 0.50% · 4.625%
HK$89,669
+HK$5,143/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,052/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,485
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,859
−HK$2,407/mo
Today · 4.125%
HK$93,266
baseline
▲ 0.50% · 4.625%
HK$98,182
+HK$4,916/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,532/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,693 · Scale 2, in force from 26 Feb 2026)