LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,188
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,563
−HK$1,396/mo
Today · 4.125%
HK$46,959
baseline
▲ 0.50% · 4.625%
HK$49,816
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,918/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,159
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,477
−HK$1,338/mo
Today · 4.125%
HK$51,815
baseline
▲ 0.50% · 4.625%
HK$54,546
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,630/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,026
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,675
−HK$1,676/mo
Today · 4.125%
HK$56,351
baseline
▲ 0.50% · 4.625%
HK$59,780
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,702/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,991
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,573
−HK$1,605/mo
Today · 4.125%
HK$62,178
baseline
▲ 0.50% · 4.625%
HK$65,455
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,356/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,863
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,788
−HK$1,955/mo
Today · 4.125%
HK$65,743
baseline
▲ 0.50% · 4.625%
HK$69,743
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$131,486/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,822
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,668
−HK$1,873/mo
Today · 4.125%
HK$72,541
baseline
▲ 0.50% · 4.625%
HK$76,364
+HK$3,823/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$145,082/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,539
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$82,013
−HK$2,513/mo
Today · 4.125%
HK$84,526
baseline
▲ 0.50% · 4.625%
HK$89,670
+HK$5,144/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,052/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,486
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,859
−HK$2,408/mo
Today · 4.125%
HK$93,267
baseline
▲ 0.50% · 4.625%
HK$98,183
+HK$4,916/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,534/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,697 · Scale 2, in force from 26 Feb 2026)