LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,190
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,564
−HK$1,397/mo
Today · 4.125%
HK$46,961
baseline
▲ 0.50% · 4.625%
HK$49,818
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,922/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,161
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,479
−HK$1,338/mo
Today · 4.125%
HK$51,817
baseline
▲ 0.50% · 4.625%
HK$54,548
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,634/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,028
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,677
−HK$1,676/mo
Today · 4.125%
HK$56,353
baseline
▲ 0.50% · 4.625%
HK$59,782
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,706/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,993
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,575
−HK$1,605/mo
Today · 4.125%
HK$62,180
baseline
▲ 0.50% · 4.625%
HK$65,457
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,360/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,865
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,790
−HK$1,955/mo
Today · 4.125%
HK$65,745
baseline
▲ 0.50% · 4.625%
HK$69,745
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$131,490/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,825
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,671
−HK$1,872/mo
Today · 4.125%
HK$72,543
baseline
▲ 0.50% · 4.625%
HK$76,367
+HK$3,824/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$145,086/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,541
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,016
−HK$2,513/mo
Today · 4.125%
HK$84,529
baseline
▲ 0.50% · 4.625%
HK$89,673
+HK$5,144/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,058/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,489
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,862
−HK$2,408/mo
Today · 4.125%
HK$93,270
baseline
▲ 0.50% · 4.625%
HK$98,186
+HK$4,916/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,540/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,722 · Scale 2, in force from 26 Feb 2026)