LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,191
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,565
−HK$1,397/mo
Today · 4.125%
HK$46,962
baseline
▲ 0.50% · 4.625%
HK$49,820
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,924/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,162
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,480
−HK$1,338/mo
Today · 4.125%
HK$51,818
baseline
▲ 0.50% · 4.625%
HK$54,549
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,636/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,029
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,679
−HK$1,675/mo
Today · 4.125%
HK$56,354
baseline
▲ 0.50% · 4.625%
HK$59,783
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,708/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,994
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,576
−HK$1,606/mo
Today · 4.125%
HK$62,182
baseline
▲ 0.50% · 4.625%
HK$65,459
+HK$3,277/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,364/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,867
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,792
−HK$1,955/mo
Today · 4.125%
HK$65,747
baseline
▲ 0.50% · 4.625%
HK$69,747
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$131,494/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,827
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,672
−HK$1,873/mo
Today · 4.125%
HK$72,545
baseline
▲ 0.50% · 4.625%
HK$76,369
+HK$3,824/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$145,090/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,543
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,018
−HK$2,514/mo
Today · 4.125%
HK$84,532
baseline
▲ 0.50% · 4.625%
HK$89,675
+HK$5,143/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,064/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,491
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,865
−HK$2,407/mo
Today · 4.125%
HK$93,272
baseline
▲ 0.50% · 4.625%
HK$98,189
+HK$4,917/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,544/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,742 · Scale 2, in force from 26 Feb 2026)