LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,193
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,567
−HK$1,397/mo
Today · 4.125%
HK$46,964
baseline
▲ 0.50% · 4.625%
HK$49,822
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,928/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,164
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,483
−HK$1,337/mo
Today · 4.125%
HK$51,820
baseline
▲ 0.50% · 4.625%
HK$54,552
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,640/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,031
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,681
−HK$1,676/mo
Today · 4.125%
HK$56,357
baseline
▲ 0.50% · 4.625%
HK$59,786
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,714/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,997
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,579
−HK$1,605/mo
Today · 4.125%
HK$62,184
baseline
▲ 0.50% · 4.625%
HK$65,462
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,368/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,870
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,794
−HK$1,956/mo
Today · 4.125%
HK$65,750
baseline
▲ 0.50% · 4.625%
HK$69,750
+HK$4,000/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$131,500/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,830
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$70,676
−HK$1,872/mo
Today · 4.125%
HK$72,548
baseline
▲ 0.50% · 4.625%
HK$76,372
+HK$3,824/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$145,096/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,547
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,021
−HK$2,514/mo
Today · 4.125%
HK$84,535
baseline
▲ 0.50% · 4.625%
HK$89,679
+HK$5,144/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,070/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,495
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,869
−HK$2,407/mo
Today · 4.125%
HK$93,276
baseline
▲ 0.50% · 4.625%
HK$98,193
+HK$4,917/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,552/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,774 · Scale 2, in force from 26 Feb 2026)