LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,193
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,568
−HK$1,397/mo
Today · 4.125%
HK$46,965
baseline
▲ 0.50% · 4.625%
HK$49,822
+HK$2,857/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,930/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,165
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,483
−HK$1,338/mo
Today · 4.125%
HK$51,821
baseline
▲ 0.50% · 4.625%
HK$54,552
+HK$2,731/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,642/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,032
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,682
−HK$1,675/mo
Today · 4.125%
HK$56,357
baseline
▲ 0.50% · 4.625%
HK$59,787
+HK$3,430/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,714/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,997
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,580
−HK$1,605/mo
Today · 4.125%
HK$62,185
baseline
▲ 0.50% · 4.625%
HK$65,463
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,370/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,871
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$63,795
−HK$1,955/mo
Today · 4.125%
HK$65,750
baseline
▲ 0.50% · 4.625%
HK$69,751
+HK$4,001/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$131,500/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,830
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,676
−HK$1,873/mo
Today · 4.125%
HK$72,549
baseline
▲ 0.50% · 4.625%
HK$76,373
+HK$3,824/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$145,098/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,548
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,022
−HK$2,514/mo
Today · 4.125%
HK$84,536
baseline
▲ 0.50% · 4.625%
HK$89,680
+HK$5,144/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,072/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,496
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,870
−HK$2,407/mo
Today · 4.125%
HK$93,277
baseline
▲ 0.50% · 4.625%
HK$98,194
+HK$4,917/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,554/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,782 · Scale 2, in force from 26 Feb 2026)