LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,194
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,569
−HK$1,397/mo
Today · 4.125%
HK$46,966
baseline
▲ 0.50% · 4.625%
HK$49,824
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,932/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,166
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,485
−HK$1,337/mo
Today · 4.125%
HK$51,822
baseline
▲ 0.50% · 4.625%
HK$54,554
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,644/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,033
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,683
−HK$1,676/mo
Today · 4.125%
HK$56,359
baseline
▲ 0.50% · 4.625%
HK$59,788
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,718/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,999
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,581
−HK$1,606/mo
Today · 4.125%
HK$62,187
baseline
▲ 0.50% · 4.625%
HK$65,465
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,374/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,872
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,797
−HK$1,955/mo
Today · 4.125%
HK$65,752
baseline
▲ 0.50% · 4.625%
HK$69,753
+HK$4,001/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$131,504/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,832
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,678
−HK$1,873/mo
Today · 4.125%
HK$72,551
baseline
▲ 0.50% · 4.625%
HK$76,375
+HK$3,824/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$145,102/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,550
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,025
−HK$2,514/mo
Today · 4.125%
HK$84,539
baseline
▲ 0.50% · 4.625%
HK$89,683
+HK$5,144/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,078/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,499
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,872
−HK$2,408/mo
Today · 4.125%
HK$93,280
baseline
▲ 0.50% · 4.625%
HK$98,197
+HK$4,917/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,560/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$726,802 · Scale 2, in force from 26 Feb 2026)