LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,197
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,572
−HK$1,396/mo
Today · 4.125%
HK$46,968
baseline
▲ 0.50% · 4.625%
HK$49,826
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,936/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,169
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,487
−HK$1,338/mo
Today · 4.125%
HK$51,825
baseline
▲ 0.50% · 4.625%
HK$54,557
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,650/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,036
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,686
−HK$1,676/mo
Today · 4.125%
HK$56,362
baseline
▲ 0.50% · 4.625%
HK$59,792
+HK$3,430/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,724/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,002
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,585
−HK$1,605/mo
Today · 4.125%
HK$62,190
baseline
▲ 0.50% · 4.625%
HK$65,468
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,380/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,876
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,800
−HK$1,956/mo
Today · 4.125%
HK$65,756
baseline
▲ 0.50% · 4.625%
HK$69,757
+HK$4,001/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$131,512/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,836
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,682
−HK$1,873/mo
Today · 4.125%
HK$72,555
baseline
▲ 0.50% · 4.625%
HK$76,380
+HK$3,825/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$145,110/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,554
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,029
−HK$2,514/mo
Today · 4.125%
HK$84,543
baseline
▲ 0.50% · 4.625%
HK$89,687
+HK$5,144/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,086/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,504
−HK$4,781/mo
▼ 0.25% · 3.875%
HK$90,877
−HK$2,408/mo
Today · 4.125%
HK$93,285
baseline
▲ 0.50% · 4.625%
HK$98,202
+HK$4,917/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,570/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,842 · Scale 2, in force from 26 Feb 2026)