LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,198
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,573
−HK$1,397/mo
Today · 4.125%
HK$46,970
baseline
▲ 0.50% · 4.625%
HK$49,828
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,940/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,170
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,489
−HK$1,337/mo
Today · 4.125%
HK$51,826
baseline
▲ 0.50% · 4.625%
HK$54,558
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,652/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,038
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,688
−HK$1,676/mo
Today · 4.125%
HK$56,364
baseline
▲ 0.50% · 4.625%
HK$59,793
+HK$3,429/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,728/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,004
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,586
−HK$1,606/mo
Today · 4.125%
HK$62,192
baseline
▲ 0.50% · 4.625%
HK$65,470
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,384/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,877
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,802
−HK$1,956/mo
Today · 4.125%
HK$65,758
baseline
▲ 0.50% · 4.625%
HK$69,759
+HK$4,001/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$131,516/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,838
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,684
−HK$1,873/mo
Today · 4.125%
HK$72,557
baseline
▲ 0.50% · 4.625%
HK$76,382
+HK$3,825/mo
Deposit HK$5.81M · loan HK$13.57M · min. income ≈ HK$145,114/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,557
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,031
−HK$2,514/mo
Today · 4.125%
HK$84,545
baseline
▲ 0.50% · 4.625%
HK$89,690
+HK$5,145/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$169,090/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,506
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,880
−HK$2,408/mo
Today · 4.125%
HK$93,288
baseline
▲ 0.50% · 4.625%
HK$98,205
+HK$4,917/mo
Deposit HK$1.94M · loan HK$17.44M · min. income ≈ HK$186,576/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,861 · Scale 2, in force from 26 Feb 2026)