LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,202
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,577
−HK$1,397/mo
Today · 4.125%
HK$46,974
baseline
▲ 0.50% · 4.625%
HK$49,832
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,948/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,175
−HK$2,656/mo
▼ 0.25% · 3.875%
HK$50,493
−HK$1,338/mo
Today · 4.125%
HK$51,831
baseline
▲ 0.50% · 4.625%
HK$54,563
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,662/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,043
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,693
−HK$1,676/mo
Today · 4.125%
HK$56,369
baseline
▲ 0.50% · 4.625%
HK$59,799
+HK$3,430/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,738/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,009
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,592
−HK$1,606/mo
Today · 4.125%
HK$62,198
baseline
▲ 0.50% · 4.625%
HK$65,476
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,396/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,883
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,808
−HK$1,956/mo
Today · 4.125%
HK$65,764
baseline
▲ 0.50% · 4.625%
HK$69,765
+HK$4,001/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,528/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,844
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,691
−HK$1,873/mo
Today · 4.125%
HK$72,564
baseline
▲ 0.50% · 4.625%
HK$76,389
+HK$3,825/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,128/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,564
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,039
−HK$2,514/mo
Today · 4.125%
HK$84,553
baseline
▲ 0.50% · 4.625%
HK$89,698
+HK$5,145/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,106/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,514
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,888
−HK$2,408/mo
Today · 4.125%
HK$93,296
baseline
▲ 0.50% · 4.625%
HK$98,214
+HK$4,918/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,592/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,929 · Scale 2, in force from 26 Feb 2026)