LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,203
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,578
−HK$1,397/mo
Today · 4.125%
HK$46,975
baseline
▲ 0.50% · 4.625%
HK$49,833
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,950/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,175
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,494
−HK$1,338/mo
Today · 4.125%
HK$51,832
baseline
▲ 0.50% · 4.625%
HK$54,564
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,664/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,044
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,694
−HK$1,676/mo
Today · 4.125%
HK$56,370
baseline
▲ 0.50% · 4.625%
HK$59,800
+HK$3,430/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,740/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,010
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,593
−HK$1,606/mo
Today · 4.125%
HK$62,199
baseline
▲ 0.50% · 4.625%
HK$65,477
+HK$3,278/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,398/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,884
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,809
−HK$1,956/mo
Today · 4.125%
HK$65,765
baseline
▲ 0.50% · 4.625%
HK$69,767
+HK$4,002/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,530/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,846
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$70,692
−HK$1,873/mo
Today · 4.125%
HK$72,565
baseline
▲ 0.50% · 4.625%
HK$76,390
+HK$3,825/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,130/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,565
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,040
−HK$2,515/mo
Today · 4.125%
HK$84,555
baseline
▲ 0.50% · 4.625%
HK$89,700
+HK$5,145/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,110/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,516
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,890
−HK$2,408/mo
Today · 4.125%
HK$93,298
baseline
▲ 0.50% · 4.625%
HK$98,216
+HK$4,918/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,596/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,942 · Scale 2, in force from 26 Feb 2026)