LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,204
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$45,578
−HK$1,397/mo
Today · 4.125%
HK$46,975
baseline
▲ 0.50% · 4.625%
HK$49,834
+HK$2,859/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,950/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,176
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,495
−HK$1,338/mo
Today · 4.125%
HK$51,833
baseline
▲ 0.50% · 4.625%
HK$54,565
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,666/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,044
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,694
−HK$1,677/mo
Today · 4.125%
HK$56,371
baseline
▲ 0.50% · 4.625%
HK$59,801
+HK$3,430/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,742/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,011
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,594
−HK$1,605/mo
Today · 4.125%
HK$62,199
baseline
▲ 0.50% · 4.625%
HK$65,478
+HK$3,279/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,398/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,885
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,810
−HK$1,956/mo
Today · 4.125%
HK$65,766
baseline
▲ 0.50% · 4.625%
HK$69,767
+HK$4,001/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,532/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,846
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,693
−HK$1,873/mo
Today · 4.125%
HK$72,566
baseline
▲ 0.50% · 4.625%
HK$76,391
+HK$3,825/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,132/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,566
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,041
−HK$2,515/mo
Today · 4.125%
HK$84,556
baseline
▲ 0.50% · 4.625%
HK$89,701
+HK$5,145/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,112/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,517
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,891
−HK$2,408/mo
Today · 4.125%
HK$93,299
baseline
▲ 0.50% · 4.625%
HK$98,217
+HK$4,918/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,598/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,950 · Scale 2, in force from 26 Feb 2026)