LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,204
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,579
−HK$1,397/mo
Today · 4.125%
HK$46,976
baseline
▲ 0.50% · 4.625%
HK$49,834
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,952/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,176
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,495
−HK$1,338/mo
Today · 4.125%
HK$51,833
baseline
▲ 0.50% · 4.625%
HK$54,566
+HK$2,733/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,666/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,045
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,695
−HK$1,676/mo
Today · 4.125%
HK$56,371
baseline
▲ 0.50% · 4.625%
HK$59,801
+HK$3,430/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,742/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,012
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,594
−HK$1,606/mo
Today · 4.125%
HK$62,200
baseline
▲ 0.50% · 4.625%
HK$65,479
+HK$3,279/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,400/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,886
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$63,811
−HK$1,955/mo
Today · 4.125%
HK$65,766
baseline
▲ 0.50% · 4.625%
HK$69,768
+HK$4,002/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,532/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,847
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,694
−HK$1,873/mo
Today · 4.125%
HK$72,567
baseline
▲ 0.50% · 4.625%
HK$76,392
+HK$3,825/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,134/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,567
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,042
−HK$2,515/mo
Today · 4.125%
HK$84,557
baseline
▲ 0.50% · 4.625%
HK$89,702
+HK$5,145/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,114/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,518
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,892
−HK$2,408/mo
Today · 4.125%
HK$93,300
baseline
▲ 0.50% · 4.625%
HK$98,218
+HK$4,918/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,600/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,958 · Scale 2, in force from 26 Feb 2026)