LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,205
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,580
−HK$1,397/mo
Today · 4.125%
HK$46,977
baseline
▲ 0.50% · 4.625%
HK$49,835
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,954/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,177
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,496
−HK$1,338/mo
Today · 4.125%
HK$51,834
baseline
▲ 0.50% · 4.625%
HK$54,567
+HK$2,733/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,668/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$726,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,046
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,696
−HK$1,676/mo
Today · 4.125%
HK$56,372
baseline
▲ 0.50% · 4.625%
HK$59,802
+HK$3,430/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,744/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,013
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,596
−HK$1,605/mo
Today · 4.125%
HK$62,201
baseline
▲ 0.50% · 4.625%
HK$65,480
+HK$3,279/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,402/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$726,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,887
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,812
−HK$1,956/mo
Today · 4.125%
HK$65,768
baseline
▲ 0.50% · 4.625%
HK$69,769
+HK$4,001/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,536/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,848
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,695
−HK$1,873/mo
Today · 4.125%
HK$72,568
baseline
▲ 0.50% · 4.625%
HK$76,393
+HK$3,825/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,136/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$726,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,569
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,044
−HK$2,514/mo
Today · 4.125%
HK$84,558
baseline
▲ 0.50% · 4.625%
HK$89,704
+HK$5,146/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,116/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,519
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,893
−HK$2,409/mo
Today · 4.125%
HK$93,302
baseline
▲ 0.50% · 4.625%
HK$98,220
+HK$4,918/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,604/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$726,972 · Scale 2, in force from 26 Feb 2026)