LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,207
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,582
−HK$1,398/mo
Today · 4.125%
HK$46,980
baseline
▲ 0.50% · 4.625%
HK$49,838
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,960/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,180
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,499
−HK$1,338/mo
Today · 4.125%
HK$51,837
baseline
▲ 0.50% · 4.625%
HK$54,570
+HK$2,733/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,674/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,049
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,699
−HK$1,676/mo
Today · 4.125%
HK$56,375
baseline
▲ 0.50% · 4.625%
HK$59,806
+HK$3,431/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,750/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,016
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,599
−HK$1,606/mo
Today · 4.125%
HK$62,205
baseline
▲ 0.50% · 4.625%
HK$65,484
+HK$3,279/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,410/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,890
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,815
−HK$1,956/mo
Today · 4.125%
HK$65,771
baseline
▲ 0.50% · 4.625%
HK$69,773
+HK$4,002/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,542/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,852
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,699
−HK$1,873/mo
Today · 4.125%
HK$72,572
baseline
▲ 0.50% · 4.625%
HK$76,398
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,144/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,573
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,048
−HK$2,515/mo
Today · 4.125%
HK$84,563
baseline
▲ 0.50% · 4.625%
HK$89,709
+HK$5,146/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,126/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,524
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,899
−HK$2,408/mo
Today · 4.125%
HK$93,307
baseline
▲ 0.50% · 4.625%
HK$98,226
+HK$4,919/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,614/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,014 · Scale 2, in force from 26 Feb 2026)