LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,208
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,583
−HK$1,397/mo
Today · 4.125%
HK$46,980
baseline
▲ 0.50% · 4.625%
HK$49,839
+HK$2,859/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,960/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,181
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,500
−HK$1,338/mo
Today · 4.125%
HK$51,838
baseline
▲ 0.50% · 4.625%
HK$54,570
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,676/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,049
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,699
−HK$1,677/mo
Today · 4.125%
HK$56,376
baseline
▲ 0.50% · 4.625%
HK$59,806
+HK$3,430/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$112,752/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,017
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,600
−HK$1,605/mo
Today · 4.125%
HK$62,205
baseline
▲ 0.50% · 4.625%
HK$65,484
+HK$3,279/mo
Deposit HK$7.75M · loan HK$11.63M · min. income ≈ HK$124,410/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,891
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,816
−HK$1,956/mo
Today · 4.125%
HK$65,772
baseline
▲ 0.50% · 4.625%
HK$69,774
+HK$4,002/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,544/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,853
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,700
−HK$1,873/mo
Today · 4.125%
HK$72,573
baseline
▲ 0.50% · 4.625%
HK$76,398
+HK$3,825/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,146/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,574
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,049
−HK$2,515/mo
Today · 4.125%
HK$84,564
baseline
▲ 0.50% · 4.625%
HK$89,709
+HK$5,145/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,128/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,525
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,899
−HK$2,409/mo
Today · 4.125%
HK$93,308
baseline
▲ 0.50% · 4.625%
HK$98,226
+HK$4,918/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,616/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,020 · Scale 2, in force from 26 Feb 2026)