LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,209
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,584
−HK$1,398/mo
Today · 4.125%
HK$46,982
baseline
▲ 0.50% · 4.625%
HK$49,840
+HK$2,858/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,964/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,182
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$50,501
−HK$1,339/mo
Today · 4.125%
HK$51,840
baseline
▲ 0.50% · 4.625%
HK$54,572
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,680/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,051
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,701
−HK$1,677/mo
Today · 4.125%
HK$56,378
baseline
▲ 0.50% · 4.625%
HK$59,808
+HK$3,430/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$112,756/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,019
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,602
−HK$1,605/mo
Today · 4.125%
HK$62,207
baseline
▲ 0.50% · 4.625%
HK$65,486
+HK$3,279/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$124,414/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,893
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$63,818
−HK$1,956/mo
Today · 4.125%
HK$65,774
baseline
▲ 0.50% · 4.625%
HK$69,776
+HK$4,002/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,548/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,855
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,702
−HK$1,873/mo
Today · 4.125%
HK$72,575
baseline
▲ 0.50% · 4.625%
HK$76,401
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,150/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,577
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,052
−HK$2,515/mo
Today · 4.125%
HK$84,567
baseline
▲ 0.50% · 4.625%
HK$89,712
+HK$5,145/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,134/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,528
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,903
−HK$2,408/mo
Today · 4.125%
HK$93,311
baseline
▲ 0.50% · 4.625%
HK$98,230
+HK$4,919/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,622/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,044 · Scale 2, in force from 26 Feb 2026)