LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,210
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$45,586
−HK$1,397/mo
Today · 4.125%
HK$46,983
baseline
▲ 0.50% · 4.625%
HK$49,842
+HK$2,859/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,966/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,184
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,503
−HK$1,338/mo
Today · 4.125%
HK$51,841
baseline
▲ 0.50% · 4.625%
HK$54,573
+HK$2,732/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,682/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,052
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,703
−HK$1,676/mo
Today · 4.125%
HK$56,379
baseline
▲ 0.50% · 4.625%
HK$59,810
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$112,758/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,020
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,603
−HK$1,606/mo
Today · 4.125%
HK$62,209
baseline
▲ 0.50% · 4.625%
HK$65,488
+HK$3,279/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$124,418/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,894
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,820
−HK$1,956/mo
Today · 4.125%
HK$65,776
baseline
▲ 0.50% · 4.625%
HK$69,778
+HK$4,002/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,552/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,857
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,704
−HK$1,873/mo
Today · 4.125%
HK$72,577
baseline
▲ 0.50% · 4.625%
HK$76,403
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,154/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,579
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,054
−HK$2,515/mo
Today · 4.125%
HK$84,569
baseline
▲ 0.50% · 4.625%
HK$89,715
+HK$5,146/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,138/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,530
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,905
−HK$2,408/mo
Today · 4.125%
HK$93,313
baseline
▲ 0.50% · 4.625%
HK$98,232
+HK$4,919/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,626/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,062 · Scale 2, in force from 26 Feb 2026)