LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,212
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$45,587
−HK$1,397/mo
Today · 4.125%
HK$46,984
baseline
▲ 0.50% · 4.625%
HK$49,843
+HK$2,859/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$93,968/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,185
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$50,504
−HK$1,338/mo
Today · 4.125%
HK$51,842
baseline
▲ 0.50% · 4.625%
HK$54,575
+HK$2,733/mo
Deposit HK$9.69M · loan HK$9.69M · min. income ≈ HK$103,684/mo (50% DSR)
Upfront cash ≈ HK$10.42M (deposit + AVD stamp duty HK$727,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,054
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,704
−HK$1,677/mo
Today · 4.125%
HK$56,381
baseline
▲ 0.50% · 4.625%
HK$59,812
+HK$3,431/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$112,762/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,022
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,605
−HK$1,606/mo
Today · 4.125%
HK$62,211
baseline
▲ 0.50% · 4.625%
HK$65,490
+HK$3,279/mo
Deposit HK$7.76M · loan HK$11.63M · min. income ≈ HK$124,422/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$727,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,896
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$63,822
−HK$1,956/mo
Today · 4.125%
HK$65,778
baseline
▲ 0.50% · 4.625%
HK$69,780
+HK$4,002/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$131,556/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,859
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$70,706
−HK$1,873/mo
Today · 4.125%
HK$72,579
baseline
▲ 0.50% · 4.625%
HK$76,405
+HK$3,826/mo
Deposit HK$5.82M · loan HK$13.57M · min. income ≈ HK$145,158/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$727,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,581
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,056
−HK$2,515/mo
Today · 4.125%
HK$84,571
baseline
▲ 0.50% · 4.625%
HK$89,717
+HK$5,146/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$169,142/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,533
−HK$4,783/mo
▼ 0.25% · 3.875%
HK$90,907
−HK$2,409/mo
Today · 4.125%
HK$93,316
baseline
▲ 0.50% · 4.625%
HK$98,235
+HK$4,919/mo
Deposit HK$1.94M · loan HK$17.45M · min. income ≈ HK$186,632/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$727,084 · Scale 2, in force from 26 Feb 2026)